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Earning, Budgeting and Saving Skills for the Youth $ 1.49Add to cart
This topic prepares the youth for job opportunities awareness including basic essentials for that first job, matching the goals of employees and employers, earning and understanding the 50/30/20 Rule, budgeting and creating a successful budget, recommended budgeting strategies, and managing savings, options, and kinds of savings accounts and vehicles.
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Introduction Credit Scoring and Credit Rating Systems $ 1.49Add to cart
This topic demonstrates the importance of a good credit score and how credit score is calculated, credit registers and credit reference bureaus, how credit scores work and interpreting credit reports, how to improve your credit score as well as understanding the difference between credit rating and credit score.
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Introduction to Annuities and Retirement Planning $ 1.49Add to cart
This topic underscores the importance of retirement planning, features of a pension annuity fund, types, and risks in annuities, annuity payoff and ways to use retirement annuity income, case studies of various annuity timelines for retirement, and saving for early retirement.
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Introduction to Debt-to-Income Ratio and Loans Amortizations $ 1.49Add to cart
This topic helps the reader to understand the debt-to-income ratio and cost of borrowing, the steps in calculating your debt-to-income ratio, achieving a good debt-to-income ratio, and the application of the 43% Rule.
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Introduction to Financial Literacy 101 $ 1.49Add to cart
This topic underscores the importance of financial literacy and personal finance basics, financial literacy principles, wealth management, asset classes, and investment vehicles, understanding the risk/return relationship, credit management, death and taxes, financial health and signs of financial trouble, using banking and online financial services and selecting high return investments.
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Introduction to High Returns Financial Investment Products $ 1.49Add to cart
This topic sheds light on high-risk investments, characteristics of high-risk investments, understanding the investment risk ladder, high-yield investment portfolios, and undertaking investment decisions.
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Personal Income and Taxation $ 1.49Add to cart
This topic delves into personal income and disposable, income from employment and individual income tax, taxation on investments and business income, capital gains taxes, taxation of non-residents, income tax rates and brackets, filing status deductions and tax exemptions and tax credits.
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Starting and Growing a Side Business $ 1.49Add to cart
This topic covers the importance of time, determining what side business to start and the costs involved, launching your side business and winning your first customers, growing your side business, developing a financial plan, and eventually graduating from side business to (main) formal business.
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Understanding Mortgage and Loan Repayment $ 1.49Add to cart
This topic explains how mortgages work and the mortgage closing process, mortgage types and rates, calculating mortgage repayment and mortgage points, mortgage refinancing and the process of foreclosure.
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Understanding the Basics and Use of Credit Cards $ 1.49Add to cart
This topic enumerates the salient benefits, characteristics, and types of credit cards and how credit cards can help you building your credit history, terms and conditions, card management, cost and payment timeline, credit, debit and charge cards, minimum payment trap and paying off credit card debt.
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Understanding Time Value for Money and Power of Compounding $ 1.49Add to cart
This topic navigates the power of compounding on investments and debts, the time value of Money, present value, future value, and real-life applications of present value and draws the difference between present value and explains succinctly the Rule of 72.
